Offer Description

The DINAMO PIX solution is a security module that, through a high-level API, allows the signature of financial transactions, the closing of the TLS a tunnel and the signing of the QR Code in a simple, effective and secure way.

The PIX cryptographic security keys are contained within a Hardware Security Module (HSM), ensuring the highest level of key security. This solution follows the security standard required by Banco Central do Brasil.

DINAMO PIX reduces the internal development time of the solution by up to 3 months, reduces the messaging and maintenance time of the system, which will be updated frequently, following BACEN rules.

The solution provides the best performance rates for cryptographic operations processing on the market. In addition to the digital signature, DINAMO PIX has customized functions to connect the PIX to RFSN (Federal Network of the Financial System).

NOTE: We do not provide the RFSN communication channel

Properties

Connectivity via RESTful API, with TLS-based channel encryption.

Functionalities

Functions for performing cryptographic operations described by BACEN for PIX operation.

• XML signature of ISO-20022 messages with payment transactions (BAH and BAH guide)
• JWS signature of the JSON payload at the URL that goes in the Dynamic QR Code RFC7115
• XML signature of write / update / delete messages in the DICT database (XML Sign)
• TLS communication connection and control using digital certificates according to BACEN specifications for PIX connections
• Guard and cryptographic operations of private keys and digital certificates used in PIX transactions
• Encryption key management

Application field

Processing of cryptographic functions for institutions that want to operate with the instant payment system. These functions are useful for the cryptographic processing of direct participants (who have transactional accounts at BACEN) and for indirect participants (who need to interact with another institution). The functions of DINAMO PIX range from document signing to QRCODE signing.

Target Audience

Brazilian or foreign financial institutions that need to participate in instant payment systems. This need may be present in the Brazilian or International market. The standards followed by BACEN are international standards recognized and used by several Central Banks around the world.

Main benefits

• Data protection. Prevents fraud and data leaks. Greater security: Private keys are in secure areas and without access by third parties.
• Time to develop business functions. The cryptographic functions provided by DINAMO PIX are guaranteed, supported and maintained. See price list.
• Protection against credential theft (digital certificate / cryptographic keys). Cryptographic keys are stored in a secure and tamper-proof environment. All cryptographic processing is done in a secure and controlled environment without transporting keys to applications / APIs.
• Low and fair cost. Price is based on API consumption.

Competitive diferentials

• Safety
• Processing Performance
• Messaging performance
• Agility
• Stability
• The base of the processing infrastructure is the same used by BACEN
• Easy and quick solution to be used with a focus on cryptographic operations

Acquisition model

Service with monthly payment per transaction.

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